What is comprehensive coverage in auto insurance?

Comprehensive coverage in auto insurance is designed to protect against various types of damages to your vehicle that do not stem from a collision with another car or object. This includes incidents like theft, vandalism, natural disasters, falling objects, and damage caused by animals.

Choosing comprehensive coverage means that, in addition to collisions, you're safeguarded against a broader range of potential risks, helping to ensure that your vehicle is adequately protected no matter the circumstances. This type of coverage is particularly useful for those who want to minimize their financial exposure to a variety of non-collision-related incidents that could damage their vehicle. The emphasis here is on the various non-collision scenarios, which makes this the correct choice for understanding what comprehensive coverage entails.